Details of premium quote

Sample premiums at issue age 40 of $10.50-female and $11.16-male are the level monthly bank draft premiums for $250,000 10-year term life insurance for the non-nicotine user, healthiest, Preferred Best Rate Class ING TermSmart 10 policy form #1177R issued and subject to underwriting review and approval by ReliaStar Life Insurance Company, Minneapolis, MN, a member of the ING family of companies. Product and features subject to state availability. Rates are current as of 2/1/2008 and are subject to change. Two-year suicide and contestability provisions apply; one-year suicide provision in some states. This policy has exclusions and/or limitations. For costs and complete details of the coverage, call the Insurance Central toll free number above. Rates after the guaranteed level premium period increase annually to age 95. Minimum face amount for ING TermSmart is $100,000. In MT use male rates only. Premiums shown include an annual $50 policy fee ($60 for $100,000). ING TermSmart not available in NY. Products offered in most states through Insurance Central, CA DOI Lic. #OC26165. Click "Licensing/Legal Information" link for details. Other than Reliastar Life Insurance Company and Reliastar Life Insurance Company of New York (Woodbury, NY), other entities listed on this website are not affiliates of the ING family of companies.

cn# 59494092009